10 tips for cheaper auto insurance

Looking to save money on your auto insurance premiums?

You’re not alone! Here are 10 tips to help you get cheaper auto insurance:

Shop around for the best rates:

Not all insurance companies are created equal, and rates can vary widely. Be sure to get quotes from multiple providers to find the best deal for your needs.

Increase your deductibles:

A higher deductible means a lower premium, but be sure you can afford to pay the deductible in the event of an accident.

Maintain good credit:

Believe it or not, many insurance companies use credit scores to determine rates. Make sure to keep your credit in good standing to get the best rates possible.

Bundle policies:

Many insurance companies offer discounts if you bundle multiple policies, such as homeowners or renters insurance, with your auto insurance.

Drive a safe car:

Cars with good safety ratings and anti-theft devices can help lower your insurance premiums.

Drive less:

If you don’t drive as much as the average person, you may qualify for a lower rate. Be sure to let your insurance company know how many miles you typically drive each year.

Take a defensive driving course:

Completing a defensive driving course can help you qualify for a discount on your auto insurance.

Ask about discounts:

Many insurance companies offer discounts for things like safe driving, being a good student, and having multiple policies.

Avoid accidents and tickets: A clean driving record can help you qualify for lower rates. Be sure to drive safely and avoid getting tickets or being involved in accidents.

Review your coverage regularly: Make sure you have the right amount of coverage for your needs, and adjust your policy as necessary to avoid paying for coverage you don’t need.

By following these 10 tips, you can potentially save hundreds or even thousands of dollars on your auto insurance premiums.

Here When You Need Us

If you have any questions about car insurance in Atlanta, Georgia or need help, Contact O’Neal & Associates Insurance at 478-788-1104 or request an online quote right now!

Remember to maintain good credit and drive safely to get the best rates possible. Happy driving!